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INVESTMENT SOLUTIONS ADAPTED TO YOUR NEEDS

WHAT IS A FCP ?

UNDERSTANDING THE MUTUAL FUND
It is a pool of resources collected from a multitude of investors and collectively invested on their behalf in the market by an asset manager. In other words, a mutual fund is a joint ownership of securities. By purchasing shares, the investor becomes a member of a joint ownership of securities but has no voting rights. The capital gains generated by these investments are redistributed equitably to investors in proportion to their respective investments.

MODE

OPERATING

Mutual Fund

Ensures the collection and pooling of investors' resources for investment.

UCITS Management Company

Ensures the professional management of the FCP assets.

Management and Intermediation Company

Ensures the custody of the securities contained in the FCP portfolio and the UCITS units.

PHASE

OF A FUND'S LIFE CYCLE

SUBSCRIPTION

The initial deposit is converted into shares of the chosen mutual fund. The value of the shares is calculated daily, and the client holds a number of shares corresponding to their deposit.

VALUATION

At any time, the current value of the investment is obtained by multiplying the number of shares by the unit value of each share. This value is the property of the client, who can withdraw it at any time.

REDEMPTION

At the end of the investment period set by the client, they can decide to withdraw their assets. This is done by redeeming units. The units are redeemed at their value on the redemption date.
To determine the client's capital gain, the difference between the net asset value on the redemption date and that on the subscription date must be calculated and this difference multiplied by the number of units. All this information is available in the portfolio.

WHY

CHOOSE AFRCABOURSE-AM ?

PROFITABILITY

The returns offered by mutual funds vary depending on their composition. Mutual funds offer the best possible returns, each in its own segment.

LIQUIDITY

Cash invested in the funds is permanently available and can be withdrawn in whole or in part without penalty.

SECURITY

Mutual funds are regulated and monitored by the AMF-UMOA. The latter emphasizes the interests of investors (mutual fund unitholders).

PROFESSIONAL MANAGEMENT

The investor benefits from the professional management of the management company, which is responsible for making the best investment choices.

OUR FCP

DISCOVER OUR DIFFERENT FCP...

SHARE SAVINGS

It invests exclusively in stocks listed on the BRVM. It is recommended for those seeking the maximum possible return and who are willing to invest for the long term. With a performance of 15.92% in 2024, this fund has ranked among the best equity funds in the WAEMU.


GROWTH SAVINGS

It invests in both stocks and bonds and is recommended for medium- and long-term investors seeking above-average returns. This fund ended 2024 with a performance of 15.04%.



SERENITIS

It is invested in debt securities without distinction of maturity. It is aimed at those who wish to invest in risk-free and long-term assets. Launched on February 15, 2024, this fund closes the year 2024 with a performance of 14.68%; thus rising to 1st position among WAEMU bond funds.

OBLIGATIS

It is invested in debt securities regardless of maturity. It is aimed at those who wish to invest in risk-free and long-term assets. With a performance of 5.87%, it closed the year 2024.



INVEST

INVOLVES RISKS

Market Risk

This is the probability that the value of one's assets will fluctuate over time based on market movements. The more a fund tends to fluctuate, the more profitable it is in the long run.

Credit Risk

Possible risk of deterioration of the issuer's signature and the risk that the issuer will not be able to meet its repayments.

Discretionary Risk

There is a risk that the FCP may not be invested in the best-performing stocks at all times. The fund's performance may therefore be lower than the management objective.
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Réalisé par Digital Afrique.